“Welcome to Life Savings. How can I help you?”

“Ah , yeah, I’d like to withdraw five years from my account.”

“Five years? Let me just pull up your account. O.K., it appears you can cover it, but are you sure you want take out that much?”

“Yeah, normally I don’t like to walk around with that much on me but I’ve been watching a lot of hockey lately and I seem to be going through it like a chain-smoking thrill seeker.”

“Alright Mr. Kauffman, you’re all set. As you know, company policy forbids me from revealing your remaining balance, but I do show your account has sufficient funds, so here’s your five years of life expectancy to spend as you choose. Have fun!”